Travel Insurance

The importance of Travel Insurance

Travel insurance is a necessary component of any journey to Nepal, Tibet or Bhutan. Although the majority of journeys are done safely and incident free, adventure travel usually involves remote areas, unpredictable weather and other activities that might demand extra cover.

At Mission Himalaya Treks, we strongly recommend that all travelers purchase comprehensive travel insurance before the start of their trip. The right coverage will help to secure your financial security and tranquility along the way.

Insurance for Trekking and Adventure

Travel Nepal and Tibet have numerous trekking paths that climb to high altitudes and traverse isolated mountainous areas where a medical center might be scarce. Travel insurance can be used to provide cover in unforeseen costs and emergency medical support in case of illness, injury, and other emergency situations.

When you are on a trekking or adventure package, it is necessary to make sure that your insurance cover is specific to the activities that are on your itinerary.

What Your Insurance Should Cover

Pay attention to the details of cover and ensure that the policy covers the services that are most applicable to your trip, before buying the policy.

We recommend coverage for:

• Emergency medical treatment
• Hospitalization expenses
• Evacuation and rescue in emergency.
• High altitude trekking helicopter evacuation.
• Cancellation or interruption of the trip.
• Flight delays and missed connections
• Personal accident coverage
• Loss, theft, or damage of baggage and personal belongings

Before travelling, travellers are advised to ensure that the policy is valid in all the destinations and activities they intend to carry out.

High-Altitude Coverage

For trekking in the Himalayas, high-altitude coverage is particularly important. Not all insurance policies cover trekking above a specific altitude so it is important to ensure that your insurance policy provides cover to the maximum altitude that one will reach during the trek.

When you are planning to visit places like the Everest Base Camp, Annapurna Circuit, Manaslu, Langtang or other high altitude areas of Tibet, sufficient altitude coverage is highly advisable.

Emergency Evacuation and Rescue

There are also some cases when evacuation is needed in remote mountainous regions because of sickness, trauma, or the conditions related to the altitude. Depending on the location, helicopter evacuation may be the fastest and safest option.

Rescue and evacuation expenses may be high without insurance. An appropriate travel insurance cover is used to guarantee that emergency support may be organized in a short time in case of need.

Pre-Existing Medical Conditions

In case you have any pre-existing health conditions, you should disclose them to your insurance company prior to buying your policy. The inability to provide accurate information can have an impact on your coverage should you make a claim.

We also suggest you to notify Mission Himalaya Treks of any relevant medical conditions before your trip so that we can offer appropriate support and guidance.

Travel Delays and Unexpected Changes

The weather of mountainous areas sometimes influences the transportation timetables, especially domestic flights to remote areas. Extensive travel insurance can be used to cover some of the costs related to delays, cancellations, or changes in itinerary.

Being insured enables travelers to deal with the unforeseen circumstances with increased confidence and freedom.

Before You Travel

We suggest you to buy travel insurance as soon as you make your reservation. Always leave a copy of your insurance policy, emergency contact numbers and policy details in a convenient place where you can access them when you are on your trip.

To make sure that appropriate emergency procedures are followed in case of necessity, our team might demand your insurance information prior to some high-altitude treks.

Travel with Peace of Mind

Travel insurance is one of the most important preparations you can make before travelling to Nepal, Tibet or Bhutan. A good policy protects you against the unexpected so you can focus on enjoying your adventure.

If you have questions regarding the insurance requirements for the trekking or touring you are considering, Mission Himalaya Treks will be pleased to provide advice and assist you in preparing for a safe and memorable journey.